What Role Should Government Play In Aiding The Uninsured Essay

In America, universal healthcare would undermine principles important to the functioning of society; specifically, it would undermine individual liberty, free enterprise and free

The United States has always relied on private health insurance to allow people to access health care. Even though the United States has relied on those private insurance companies, the government has implemented programs like Medicare, Medicaid and State Child Health Insurance (SCHIP). Medicare helps the elderly, Medicaid helps the poor and SCHIP helps the children of the working poor. These programs helps certain groups of people in America, but these programs are not enough to help everyone across the nation. In hopes of helping every person across the nation, The Affordable Care Act (ACA) created and signed into law by President Obama.

Imagine there is no requirement to purchase auto insurance to drive a car on our roads, not that auto insurance does not exist, but there is no regulation on when or even if it needs to be carried. In this situation it seems likely that many would not choose to purchase insurance until they need it, likely after an accident. Insurance companies then would reasonably assume that all, or most of those that looked to purchase the insurance were those who are in need of it, those with broken cars. Now translate that into the healthcare market, if healthcare is

The debate over healthcare and health insurance has been disputed over for many years among politicians. The question many of them ask, along with the citizens of America, is simply whether the state or federal government should control health care. While there are pros and cons to both sides, there is a clear answer to this long fought over issue. Health care should be run by states because they manage their health insurance exchanges more efficiently, maintain the cost and quality of health insurance and care, and are constitutionally and lawfully accountable. States should run the health care system because state-run health exchanges are managed more efficiently than federal-run exchanges.

With taxes from healthcare slowly creeping into one’s income, a person under government healthcare is essentially paying the same, if not more, than a person under independent healthcare (Peikoff). Whether it is the scary policies in the PPACA or the destruction of market drive through government handouts, government healthcare is not the best route for the US. A free-market system provides much more advantages than a government system. A free-market system also puts more freedom in the hands of a consumer.

The American health system has been controlled by private, all-for-profit companies who couldn’t care less about the health of a human, but are more worried about maximizing their dollars. If the Affordable Care Act is repealed, or “done away with”, tens of millions of Americans will be without adequate health insurance. This is exactly what Americans

The United States no longer posses the ability to effectively drive down premium costs through the means of insuring healthy people. For example there is a town with ten houses, and, on average, one house a year burns down. If no one in the town pays for insurance they have a 10% chance of their house burning down each year. If everyone in the town pays insurance they spread the risk because no matter whose house burns down no one will have to pay anything as the insurance company will cover the cost of the house that burns down each year and make a slight profit. This is the same logic applied to the whole medical insurance market.

The goal of this essay paper is to explain the differences and similarities in healthcare insurance programs. Two types of healthcare insurance Medicaid and Medicare Medicaid and Medicare are two major government-sponsored health care programs that enacted in 1965. Harrison and Harrison (2013) define that Medicare provides healthcare benefits to those generally over age 65, and Medicaid a companion program establishing government reimbursement for healthcare cost for the indigent were authorized in Social Security. The two programs were part of President Lyndon B. Johnson “Great Society”, program that addresses health insurance for the elderly and the poor. The intentions of the plan were to help meet the need of people who needed healthcare.

Medicare and Medicaid are two government funded health insurance options for disabled, low income or retired patrons. Each program provides different health care benefits and provide different options for your unique situation. Medicare being the better quality but more pricey option for insurance whereas Medicaid was made for low income families who cannot afford a more high quality insurance. Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease qualify to get this type of medical insurance. Medicare Part A and B are provided by the federal government.

Health care should not be considered a political argument in America; it is a matter of basic human rights. Something that many people seem to forget is that the US is the only industrialized western nation that lacks a universal health care system. The National Health Care Disparities Report, as well as author and health care worker Nicholas Conley and Physicians for a National Health Program (PNHP), strongly suggest that the US needs a universal health care system. The most secure solution for many problems in America, such as wasted spending on a flawed non-universal health care system and 46.8 million Americans being uninsured, is to organize a national health care program in the US that covers all citizens for medical necessities.

Having health care would help people with savings and being able to bring food to the table along with paying the home bills and other expenses. Therefore, many state governments should be doing something in regards to helping americans with problems in needing health care or even food support. If the government puts no effort in this the amount of people in poverty could grow making a large impact in today's

It is the classic example of market failure. All in all, government intervention in healthcare is due to the government intervention itself. These interventions include the patent law which deliberated to advocate innovative activity and licensure which is intended to maintain minimal standards of quality. All these contribute to the monopoly power that dominates the whole market as well. The specific person or enterprise manages to control the whole market since they are the only supplier of a particular commodity.

Medicals costs were spiraling out of control, twenty-five years later after the launch of Medicaid and Medicare under President Lyndon Johnson in 1965. Statistics revealed that in 1991, Americans spent $733 billion dollars on medical care alone (SOURCE 1). With medical costs soaring, statistic further revealed that millions of Americans were unable to afford basic health care. Only forty percent of low income families received Medicaid, while thirty-seven million Americans were left with no insurance at all (SOURCE 1). Faced with a crumbling health care system, President Obama was forced in 2010 to reform Medicaid with an extension act formally known as the “Patient Protection and Affordable Care Act” (ACA).

Have you ever seen the dirty, homeless people on the streets? Maybe if they had access to health care, they could clean up and look better. Nevertheless, if that homeless person could clean themselves up, they could interview for a job and start a new life. Major reasons for this is, it would save lives, in the long run it’s cost-effective, and providing free health care helps people gain access to insurance. Basic health care should be free to everyone because, it could save lives, in the long run it’s cost-effective, and providing free health care health people gain access to insurance.

What is the value of a life? It is common practice to live a life reliant on medicine. This poses possible economic issues. If the drug required for survival is under a monopoly, the price can skyrocket.