Persuasive Free Education

The Trap of Student Loans Student loan debt is becoming an increasingly startling problem. Rising costs of college and lack of financial aid is driving students to take out loans that offer only high-interest rates and inflexible repayment options which can trap students in a vicious cycle of debt and default. The best solution to this problem is to have federal funds donated to all public colleges’ endowments yearly to use the money to offer more financial aid, require all public colleges to provide a minimum amount of financial aid based on expected income of the student and family, and to require that all student loans be subsidized with interest rates not exceeding 0.5%. The costs of going to college have risen tremendously and are continuing

Ana Lucia Urizar, author of the article titled We’re Being Punished by Crippling Student Debt presents the argument of Student debt and the importance of remedying this topic otherwise face future detrimental effects. Urizar provided statistics suck as the average amount of loans in dollars the class of 2015 had taken out. Ultimately, Urizar’s main argument is that something needs to be done about the exorbitant cost of attending college because it is impeding graduates’ careers, standard of living and ability to fully engage the economy. This argument does well providing strong statistics found through credible sources such as The Wall Street Journal, however, the article failed to provide a counter-argument or different viewpoint regarding

Today, I would like to talk to you about a critical issue that is affecting over 15 million young Americans as we speak - the rising cost of college education in the United States. With tuition costs soaring every year, increasing over 175% in the last 20 years more than three times that of inflation, many students are forced to take out loans to finance their education. While loans may seem like a good solution to the problem, they have significant drawbacks that are hurting the future of our country. First and foremost, the loan system for college education in the United States is not sustainable. The total amount of student loan debt in the United States has surpassed $1.8 trillion according to NerdWallet, and it is growing at an alarming rate.

Among borrowers who were unemployed or making less than $50,000 per year, this rate jumped to 1 in 8 (Geiman). Not only in school but out of school situations are getting affected as well. Because of the student loans, students are unable to do extra curricular activities. This happens because students are too worried about how they are going to pay back their loans so they feel that they do not have the time to participate in those things. These examples prove that free college could help students thrive and not have to be worried about their financial

About 17.4% of Americans endure the affliction of college student loans. That’s about forty five million people who have borrowed student loans. But looking into the past, the 50s and 60s specifically that was not the case: the average college student's tuition was free or had a very low fee of a thousand dollars or less. Comparing this to the ever mounting 1.76 trillion US dollars of college debt, there's obviously a huge need for reform as this sets many young students into debt early on. College student loan debt is one of the most punishing grievances that affects the lives of most young adults living in America this 21st century.

In such situation, many intelligent and hardworking students miss out on studying in a reputed university due to lack of funds. Most college students have to rely on their part-time and are full-time jobs to pay for the educations, and also to be able to pay for all necessary books and classes that they are required to take. However, these jobs take time away from the student’s study time. If free college tuition are given, students would have more time to educate themselves instead of being tired from time consuming jobs. They won’t have to worry about money or time at all.

However, it is still an issue for students to cough up that money. The idea of making community college free to any student in America has been a dream for low income students for a while. President Obama’s desire to make the tuition of community college to everyone in the nation would only make it difficult for students to get a free education, limit them to essential resources, and discourage students from applying to four year universities. Granting free community college tuition to incoming freshmen will draw “more students to already crowded community colleges”. Along with the overcrowded campuses, a very long waiting list will soon form making it just as competitive to get into a four year university.

The total U.S. student loan debt now surpasses $1.2 trillion and there is more than 40 million recipients owing on federal and private student loans (Malone). Most of the college students in the United States can’t afford their education by themselves and, as a result, students end up drowning in student loans in order to earn a degree. Student debt is a major problem in the US, and it is a major influence on the gap between rich and poor. A more accessible college education would help reduce the gap between rich and poor in the United States.

As it said in the essay topic, "the success rate at America's community colleges is abysmally low. At many institutions, the dropout rate is greater than the graduation rate. If community colleges are more often dead ends rather than gateways for students, why should we encourage more students to attend them. " The current community college system has a poor track record of graduating students on time and preparing them for promising careers. The very idea of making it free would in most cases lead to many increases in

University students have felt the pressure of crippling debt after college. Over the years debt rates have exponentially increased over the years when students have been increasingly applying for colleges and universities. Unfortunately, statisticians have noticed that the more students apply for student loans the more money the for-profit colleges end up getting the money. Students do not get the help they need after college to be able to pay off their loans because they do not know how to pay off the student loans in a way where they can still provide for themselves. Students who are not fortunate enough to be born into a good financial situation often have to pick a safe school that might not be able to abstract their potential to be successful

The financial burdens that college leaves with the families and students needs to be addressed as student loans keep racking up over time. The cost of tuition for colleges has risen drastically over the years and has bounded students to only one or two college choices to choose from and at some points tearing away the opportunity to go to their dream college. However, one reason college has driven up in price is because the value it brings with it’s degrees, but it should not limit those who can not afford the worthy degree. College should be cheaper as it will ease financial burdens and broaden the choices of those wanting to attend

Some college students are working part-time jobs and are full-time students. Perhaps, working through college will not always cover all of a student's education expenses including books, supplies, room and board. If free tuition is given, students will have further time to educate themselves. Moreover, college tuition and prices are at an all-time high. Each year, prices are rising higher and higher.

Society often believes college is a necessary experience for a better future, but I argue that the future will not be any better when student debt becomes a part of life for those who follow that mainstream belief. Most parents often dream of the great colleges and universities that their children will get accepted into; however, they fail to think of the cost to attend those institutions. Financial aids! Financial aids! Yes there are financial aids that students can apply to lessen the student debt.

Vilorio (12) contends that the youths need to understand the essence of hard work and working their way up a college degree. A free college education will not only bring the quality of higher education down, but it will also strain the taxpayer's resources. In the end, free education will negatively impact the economy. This essay opposes free college education due to its adverse effects on the government, citizens, task force and the

Which three pieces of information did you learn? One thing that I learned from reading these articles was that, a record share of students are leaving college with a substantial debt burden, and among those who do, about half (48%) say that paying off that debt made it harder to pay other bills; a quarter say it has made it harder to buy a home (25%); and about a quarter say it has had an impact on their career choices (24%). When you decide to go to school, you never really realize the financial burden that it can cause. It is sad that going to school to better yourself can be so stressful financially.