Even With Debt College Still Pays Off Essay

When college attainment improves, the tax base increases, reliance on social welfare programs declines, and civic and political engagement increases” (White). Even though it may seem obvious, in most cases it truly is very important to have a degree to be able to become successful. Despite some arguing against this, it comes down to the basics. A degree from higher education automatically gives that person an advantage in life. Whether it helps with job applications, housing, or just relief from worrying about money, an education is not just beneficial but becoming almost a necessity.

Is a college education worth the significantly large costs? Many students, teachers, and parents believe that a college education is more meaningful in today's society than ever before. College graduates not only have more personal gains, but also have better financial stability than those who did not attend college. College education is the key for many people to reach their dream jobs, these jobs often have higher pay, with more benefits, as well as more freedom of career choice. Firstly, college helps graduates become better thinkers, as well as teaches students skills that employers look for when hiring new employees.

All your life you are told you need to go to college to be successful. In reality college is a chance to be successful but, doesn’t mean that you will be. In his article “Americas Most Overrated Product” Marty Nemko talks about college student statistics stating, "College is a wise choice for far fewer people than are currently encouraged to consider it” (527). Nemko states, “Among high school students who graduated in the bottom forty percent of their classed, and whose first institutions were four-year colleges, two thirds had not earned diplomas eight years later” (523). People who end up getting college diplomas hardly ever work in the career that they have a degree in, let alone can get jobs that require a degree.

Many people feel it is beneficial to invest money on a college education. In most cases, earning more money depends on the field one chooses to enter after graduating from college. Most employers today want to see an applicant have some sort of higher education when applying for jobs as this has changed from the past. As there are many paths one can take to be successful a college education is the most traditional idea of how to live the “American Dream”. Dreams of attending college, getting married, and starting a family are the typical persons aspirations.

According to Robert Reich “Even if they get the degree, they’re stuck with a huge bill, and may be paying down their student debt for years. And all too often the jobs they land after graduating don’t pay enough to make the degree worthwhile.” The quote shows that even with a certain degree you would still have to pay a huge sum of money that you might not be able to pay off, which leads to more and more debt. Even though there is solid evidence that college is not worth it and that it takes up too much money to even get in, college can give you more support. Such as how it earns more than a high school diploma and how graduates could earn a higher amount of money.

He argues, “Even if they get the degree, they’re stuck with a huge bill..” (Reich 398). Although it is true that college can leave many in debt, that debt can be filled with a higher-salary job obtained due to having a degree. The only inconvenience that can be found in a college education is the cost and temporary debt that will be seen as worthwhile in the future. There are so many factors that weigh into why college is essential, but very few logical arguments are against it.

Clearly, New Data say and Jacques Steinberg, author of Plan B: Skip College each highlight the advantages and disadvantages of earning a degree and the different options if you don’t want to attend. A college education is not the right choice for everyone, but college is worth it. David Leonhardt’s article supports the decision to attend college and earn a degree. He argues that college graduates struggle to find work

Furthermore, if someone wants a well paying job college is beneficial. “74% say their college education was very useful in helping them

people in the 21st century think that in order to be successful one should spend thousands on a college degree and spend four to eight more years in school. For example in the article it states “Construction workers, police officers, plumbers, retail salespeople and secretaries, among others make significantly more with a degree than without one. why? education helps people do higher skilled work, get jobs with better paying companies and open their own business” (Source, D). Since many people believe that getting a degree helps you make more money, here is an example to refute that piece of evidence.

Living where we live, you begin to comprehend that living off of $11.00 per hour including with your family will never suffice your needs. Getting a college degree can ensure the graduate a higher chance of being able to earn more financially. In the article “Why College Isn't And Shouldn't Have to be For Everyone” by Robert Reich, he states that “A degree from a prestigious university can open doors to elite business schools and law schools-and to jobs paying hundreds of thousands, if not millions. ”Even though Reich’s article is on the opposing side of the argument, he fails to overlook the fact that in the long run having a college degree will, and can open doors to many new opportunities. One of those opportunities is to be able get a well paying job that can earn more than the average non college graduate.

Discussing the rate of return on education where statistically it shows college graduates are likely to make more money, and that one extra year of college may increase a person’s salary. However, as stated by Owen and Sawhill, “The cost of college matters as well: the more someone has to pay to attend, the lower the lower the benefit of attending” (209). I agree with the author’s assessment here as people who graduate from college with on specific degree have loans for many years and until retirement for some. This is enough of a reason for not going to college for many, as student loans debt can be destructive and should be avoided, because they lead to expansive financial obligations that are difficult to pay off and inhibit a person’s ability to save money. This effect college graduate and delays them in retirement savings, car and home

College helps us learn how to survive on our own after we graduate. College has many benefits on what it can do to help us with. College might help us learn how to finance your money. “ Let us think of education as the means of developing our greatest abilities, because in each of us there is a private hope and dream which, fulfilled, can be translated into benefit for everyone and greater strength of the nation.” John F. Kennedy.

Daniel Indiviglio the author of “The importance of College: A Self- Fulfilling Prophecy.” did see the importance of it. The author reveals that there is a huge demand for college graduates, and those who finish college have higher wages. “Even though college is expensive, the lifetime earning potential it provides results in its being worth the cost.” Since getting a college degree takes time and money and there is people who cannot afford getting a higher degree of education.

This article highlighted on the misconceptions about cost associated with school and how the higher education school system operates to control costs. The universal statement that says the benefits outweigh the cost is ideal to help lower the anxiety of what many Americans perceive to be a problem with school costs. Colleges respond to students a families concerns about the cost by data that’s shows college graduates earn 17,500 dollars more per year than those without or just a high school diploma. The article goes on to point out that the health and lifestyle benefits outweigh the costs as well. People who are college educated tend to live longer, have a great sense of self-worth, more likely to be a home owner, and married.

Argument Essay College College degrees increase an adult’s chances of a better future. College is worth a person’s time and money because degrees eventually help them make more money and help them find jobs. Also, having a college degree reduces inequality. Over time, college helps people increase the amount of money they produce. According to Mark Peters and Douglas Belkin, trusted journalists from the Wall Street Journal, most college graduates begin their careers with $60,000 salaries.